The tool CarGurus doesn't have

Build Your Deal Online.
Walk in Ready to Sign.

Search for your car, value your trade, calculate your real payment, get pre-qualified, and e-sign — all before you ever visit a dealership. Know every number. Zero pressure.

How to Build Your Deal in 5 Steps

Each step saves you time and money at the dealership. Most buyers complete everything in under 15 minutes.

1

Find Your Vehicle

Search our inventory or tell us what you want. Filter by make, model, price, and more.

2

Value Your Trade-In

Get an instant estimate on your current vehicle. Apply it as a down payment — saves you money and reduces your tax.

3

Calculate Your Payment

Adjust down payment, loan term, interest rate, and trade-in to see your real monthly payment before you commit.

4

Get Pre-Qualified

Submit a simple 5-minute application. No hard credit pull. Know your buying power before you step foot in a dealership.

5

Sign Online & Pick Up Keys

Finalize your numbers, review your deal, e-sign your documents, and schedule delivery. Done.

Why Build Your Deal Before Visiting a Dealership?

Buyers who know their numbers before they walk in save an average of $1,200+ and spend 70% less time at the dealership.

No pressure from salespeople

No surprise fees at signing

Know your payment before you visit

Apply your trade-in to lower your taxes

Bad credit? Still get pre-qualified

100% online — no dealership visit required to start

Everything You Need to Close Your Deal Online

Build Your Deal — FAQ

Can I really complete my entire car deal online?

Yes. Search inventory, calculate your payment, get pre-qualified, value your trade-in, and e-sign your agreement — all without visiting a dealership until you pick up your keys.

What if I have bad credit?

You can still pre-qualify. We have financing programs for all credit types. The deal builder shows you options within your approved budget.

Is there a fee to use the online deal builder?

No. All tools on Autotraxs are 100% free with no obligation. Build your deal, calculate payments, and get pre-qualified at no cost.

Can I see the final price before signing?

Yes. The deal builder shows you the full deal breakdown — selling price, trade-in, down payment, taxes, fees, F&I products, and monthly payment — before you sign anything.

How long does it take to build a deal online?

Most buyers complete their deal in 10–20 minutes. The pre-qualification application takes about 5 minutes.

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